rolling FIRST WORLD PROBLEMS thread

don't y'all live in first-world countries?

i was surprised to see that this thread had 36 new answers but it turns out it was just a classic ilx mixture of 'politics of messenger bags'-style narcissism of small differences back & forth and escalation of horrible jokes

opening "rolling FIRST WORLD PROBLEMS thread" on ilx with 36 new answers and finding them to be just a classic ilx mixture of 'politics of messenger bags'-style narcissism of small differences back & forth and escalation of horrible jokes ;_;

every day I fill my water bottle (nalgene) at work with too much water from the water cooler and I have to dump some at the end of the day because I don't want my nalgene o get that halitosis smell and I feel bad about wasting potable water

According to a person who wrote a book about first world water who I heard interviewed on NPR, you should dump the extra water on a plant or something.

or post it to the sahara region

when I want to post an update on Facebook, I have to click on a button, but when I want to leave a comment I just hit Return - what's that all about?

http://whitewhine.com/

Haha - that's actually funny!

i'm bored. at my job. which i have. in a climate-controlled office. where i get paid a reasonable amount for my time.

― pan loco y salsa loca (get bent), Tuesday, 19 April 2011 02:24 (2 days ago)

otmfm

enjoying http://whitewhine.com thanks michael WHITE

agonizing over what to put as the subject of an email

spent my last $5 cash on a protein shake when leaving the gym yesterday, then remembered it was the last day before payday and the last two weeks have drained my bank account and i didn't have anything to eat for dinner at home.

when i got home i grabbed this coffee can i keep spare change in which i'm sure had about $30 or $40 in it.

i spent the next hour driving to three different grocery stores that had coin-counting machines only to find that the first two were out of order and the 3rd didn't have one anymore.

frustrated and hungry, i checked my bank balance on my smart phone and realized that i actually had a few dollars in my checking account so i bought a box of macaroni and cheese, went home, ate it, then watched the "deserts" episode of Human Planet, which featured a segment on Tubu women who ride camels and walk through the Sahara for three days just to get to a well.

:-\

You can actually pay for things with change, you know. As if it were money.

you don't have direct deposit?

i have direct deposit but today is my pay day and this story took place last nite

Our change barrel is now so full that we can't get any more change in it. Fuck change.

so if you'd used your bank card, the transaction wouldn't have hit/cleared until today, when you got paid, so you wouldn't have been overdrawn, right?

sarahel maybe re-read my post

or just click on another thread

i read your post twice! your "first world problem" isn't even a "problem"!

"enduring needless nitpicking from sarahel" qualifies as a first world problem tho right?

no, it just qualifies you as a douchebag.

sarahel i was under the impression that i would overdraw my bank account but i was mistaken.

my first world problem is that i didn't want to buy dinner with a bunch of dimes and nickles, so i figured i'd take advantage of these very first-world change-counting machines at one of my nearby grocery stores but they were all broken/non-existant

also i spent $5 on a beverage that has more protein in it than lots of humans on earth get in a whole week

but gr8080....

why

why what

i was sarcastically being a sarahel stand-in asking you to explain all your actions

it's friday!

i just don't understand why you'd even need to worry about your bank balance when it's the night before you get your paycheck direct deposited into your bank account.

http://www.debateitout.com/wp-content/uploads/2010/09/jurors.jpg

my bank doesnt work that way?

if my available balance is $1.00 on thursday night, i cant buy something for $2.00 on thursday night?

your First World Problem is that you need a less crappy bank!

sigh

sarahel as someone who has also recently accepted the stereotypes ilx has laid upon him and decided to just "go with it", i salute you.

Banks now require you to opt in if you want overdraft protection. If you do not opt in to that ridiculously expensive service, your debit card transaction will be declined if you do not have sufficient funds.

For the legislation that brought about this change and other consumer protections, I am very grateful.

Jesse otm x2

"OVERDRAFT FEES AGGGHH" such a 1st world prob.

2010 was a bad year for me w/ that shit and this is the first time ive come this close in 2011

still, glad my "crappy bank" doesnt let me spend money i dont have so i end up paying $40 for a box of mac n cheese

I've saved up a crystal lite plastic can full of change for maybe a year.

Cashed it in today: $21.

another first world problem that factored into my night: anxiety over getting my bank card declined at a grocery store check out :-X

Some asshole stole my debit card while I was in New Orleans last winter and somehow they obtained my PIN. They deposited a stolen check and then withdrew a few hundred dollars, bought gasoline, and some other stuff. Chase refused to deem it a fraud because they had my PIN. I guess that's a FW problem? Whatever, I want my $300!

xxp - yes! I hated it when I overdrew my account b/c of this "service" that offered me "protection from the hassles of declined transactions" (as Chase's marketing materials put it) at the cost of $35 per instance of "protection."

sarahel as someone who has also recently accepted the stereotypes ilx has laid upon him and decided to just "go with it", i salute you.

― gr8080, Friday, April 22, 2011 5:42 PM (6 minutes ago)

lol @ reenacting the crucifixion for the holidays

Hells Cargo does you the "favor" of having the largest transactions covered first, which often results in them charging you more overdraft fees.

^^yes this is standard practice, again its so that your "most important transactions have priority"

lol @ reenacting the crucifixion for the holidays

― the wages of sin is about tree fiddy (WmC), Friday, April 22, 2011 12:51 PM (2 minutes ago) Bookmark

...and also with you

though they will often reverse the fees if you call and complain.

And now I'm going to tell you about Bank of America! Their "service" was that they deducted transactions from your account starting with the highest amount, down to the lowest. This """""SERVICE"""""" was so that "transactions of a higher dollar amount are more likely to be important transactions, such as car payments or mortgage payments [and also because if we deducted that $2.00 transaction before the one for $20.00 on the same day, we could only charge you for ONE $35.00 overdraft fee!]"

xp - fuck it, I wrote it, I'm posting it.

That legislation I spoke of took care of that fucking malarky, too.

Oh - One time the "bigger transaction first" BS led to my having 4 overdrafts, costing $35 each. Then?? You know what?! $6 per day, per overdraft for every day the account stayed in the red (maximum of 7 days' worth of charges).

congress working for you!

xpost