Credit card late fee charges, and how to get rid of them.

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I have £30 or £40 in bullshit late-fee charges (dating from the postal strike) that I want to get rid of. I hear it can be quite easy. Am I misinformed?

― DQ (danny quintana), Saturday, 29 May 2004 10:33 (twenty-two years ago)

Cant you ring up the credit card company and tell them? It's quite easy for them to verify and many others have probably complained about this as well.

― jesus nathalie (nathalie), Saturday, 29 May 2004 10:52 (twenty-two years ago)

call and bitch, call and bitch, its the magic solution to all dillems

― Mike Hanle y (mike), Saturday, 29 May 2004 11:07 (twenty-two years ago)

Credit card late fee charges, and how to get rid of them

pay on time

― ken c (ken c), Saturday, 29 May 2004 11:53 (twenty-two years ago)

but if it's genuinely because of postal strike then write/phone them about it.

and use internet banking from now on ;)

― ken c (ken c), Saturday, 29 May 2004 11:54 (twenty-two years ago)

xpost, xpost, etc. Call and complain. Call again and ask if it has been done. Tell them you plan to cancel your card and switch to a different bank ("I got an offer to transfer my balance at $2.9% for 6 months..." etc.). If you don't have a history of late fees, they will probably remove them. Also, if you pay an annual fee, ask them to credit that back to you as well bacause your "other offer" has no fee.

― Skottie, Saturday, 29 May 2004 12:56 (twenty-two years ago)

The economics of customer retention vs. new customer acquisition are such that it's MUCH cheaper to keep you than to get you in the first place. Therefore, there's a lot of leeway to keep you happy. This only applies if you actually do pay your bills on time most of the time. If you look like a credit risk, they'll be less likely to work with you.

― Skottie, Saturday, 29 May 2004 13:01 (twenty-two years ago)

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