even more quiddities and agonies of the ruling class - a new rolling new york times thread

http://www.nytimes.com/2012/12/26/business/even-cupid-wants-to-know-your-credit-score.html?_r=0&adxnnl=1&adxnnlx=1356624513-VijgO+3xPsd6YEpUDdIv0w

i mean

http://www.nytimes.com/2012/12/26/business/even-cupid-wants-to-know-your-credit-score.html

Lauren Dollard, a 26-year-old assistant at a nonprofit in Houston, said her low credit score had helped to stall her romantic plans. Her boyfriend is wary of marrying her until she can significantly pay down the more than $150,000 she owes in student loans and bolster her credit score, she said.

Feel like in this particular case the credit score per se is not really as much of an issue as dude doesn't want to get married to a lifetime of debt.

nobody actually does this

I think there was another similar article posted on this or the last quiddities thread. I remember commenting that I was glad Jeff and I got serious before I incurred my prodigious law school debt or else I would die alone, or something.

Point being, nobody actually does this but there is small but growing trend of trend pieces about this thing nobody does.

Sarah Klein, who manages myFICO Forums, an online discussion group, likens credit scores to dieting because both affect dating but often are shrouded in secrecy.

...what?

it would be great if at the end of every one of these articles there was just a line 'nobody actually does this'

this made me look up my credit history, which is actually really good I find out

"shrouded in secrecy" = both can be practical characters in your imaginary morality play

My credit score is really good, too, despite my law school debt because I make my loan payments in a timely fashion. Who wants to date me??!?!?! LINE UP, BOYS AND GIRLS!!!!

“Credit scores are like the dating equivalent of a sexually transmitted disease test,”

what? and also no

Hahahah wait, so when is an STI test appropriate then?? Taking out a second mortgage?

Feel like in this particular case the credit score per se is not really as much of an issue as dude doesn't want to get married to a lifetime of debt.

this strikes me more as a striver issue than a ruling class issue

narcissism of small differences

uh not rly

i see what you're saying though. it's either pretend-forgetfulness and shock at credit scores as this new thing that is affecting the dating lives of young people (striver) or pandering to noblesse oblige who need a soft awareness of such things as credit scores in today's economy (ruling). either way it's totally oblivious. xp

how is this different from asking a date how much money they earn? totally rude.

I just meant that it strikes me more as a symptom of financial worry and precariousness to do this admittedly crass and ridiculous thing than of high status.

the ruling class doesn't worry bout credit scores

yeah concern trolling about credit scores is more middle class hypocrisy i guess.

now i'm curious about the correlation between credit score and gross income. it can't be that strong, right?

i am glad the consensus is that nobody actually does this because i was pretty worried about dying alone thanks to that time i skipped town and forgot to return my comcast box.

and of course the crushing college-related debt.

so happy i still have both role models from hollywood video and a shot at a fulfilling and long-lasting partnership.

my college-related debt has crossed the crushing event horizon and now i don't even know what it is.

yeah to be honest it's been so long since i've given serious thought to the size of my college debt. it probably hasn't figured into my day to day worries for about seven or eight years now. and considering i feel like i'm living in a modern-day steinbeck novel most days i figure i've got more pressing concerns than paying back loans for my worthless uncompleted education.

thankfully no one's asked me "so who do you identify more with, jay gatsby or tom joad?" on a date lately.

otm. and they're actually pretty nice about it, which i majorly appreciate, even though when and how and how much and how long it will fuck me is still in play. xp

It is documented on this board somewhere, but a few months I decided that I needed to stop being in denial about my loans and actually look at how much they are and how long it will take me to repay them. So I did, and then I went into the bathroom at work and cried for awhile.

the last time i looked it was in the $25k to $30k range. which isn't TOO terrible. i guess. but i doubt it's gone down much since then. and that was...a while back.

Oh that's cute.

i look at it this way: it's like i bought a cute little starter home, the repayment plan is super flexible, and i never have to live there! xp

it even has a garage

for the car i already sold

to get a sweet credit score for my future love

Eh, I wouldn't scoff at anybody's student loans.

you'd scoff if you knew what i spent that relatively piddling amount on.

No way.

I have almost-a-bachelor's degree, and almost-law-school debt. And I've been single for 11 years. Coincidence?

I know someone who broke it off with a guy she loved over massive debt, and later regretted it.

maybe the dumbest NYT op-ed i have ever seen (and that's saying something):

http://www.nytimes.com/2012/12/31/opinion/lets-give-up-on-the-constitution.html?ref=opinion&_r=1&

but how could a 21st century democracy operate w/o a magic piece of paper written by gods

That op-ed piece was far from stupid. It's entirely true that when it came to actually governing the USA, the constitution was seen as non-binding by the people who helped write it, not because they didn't respect it as a necessary guide for the conduct of the government, but because circumstances kept forcing them to either supercede it or else ignore the urgent needs of the country.

That the author of the piece concludes that we should ignore it is a questionable conclusion, but only because the odds are we'd get through the present 'crisis' okay if the needs of the moment were given precedence over the weird kludges we all must live under, but we'd live to regret it later as those in power became more and more arbitrary.

I am more in favor of fixing things under at least a fig leaf of constitutional justification. The most obvious one would be changing the internal rules of the Senate, which are entirely outside the constitution and totally under the control of each new session.

arguing that we should ignore the law whenever it suits us is stupid. it has nothing to do with any strawman arguments about our 'perfect' framers, et al.

funny how fast the constitution went from being a precious thing that we must all cherish and uphold when a republican pres was enthusiastically shredding it to a lame outdated unworkable product of white male elitists (who owned slaves, remember) now that a democratic pres is enthusiastically shredding it.

I for one have never cherished the constitution

good for you

i use it to wipe up my dog's leavings.

I print out a copy every morning and then burn it

it is the worst document in human history

you forgot 'just a goddamned piece of paper.'

i'm sure there'll be a const-conv p soon. we can't even raise taxes on richies.