Nicely done, no lie. (Except for that final backup plan.)
― Ned Raggett, Wednesday, 28 February 2018 16:50 (six years ago) link
unless he or she makes it a hit youtube show to annoy a retired whiney
― Dat Login was the dname u doofus (Sufjan Grafton), Wednesday, 28 February 2018 17:00 (six years ago) link
I just plan to die when I run out of money.
― fuck the NRA (Neanderthal), Wednesday, 28 February 2018 17:02 (six years ago) link
I have about 300k in a 401k I was able to save when I worked like a slave at a law firm (I turn 40 next year). But Im a. worried about the hyper stock market bubble exploding and slashing that number in half and b. the rest of my savings/net worth lol dipped below 25k recently after a move and my budgeting didn't include health insurance that I'm not eligible for until mid March.. not in an insane bind but its making me anxious as hell working with less and less of a safety net and being unable to save.
― officer sonny bonds, lytton pd (mayor jingleberries), Wednesday, 28 February 2018 17:11 (six years ago) link
it seems the DINK lifestyle is the only solvent one these days
Kids are a luxury
― Rabbit Control (Latham Green), Wednesday, 28 February 2018 18:49 (six years ago) link
otm
― Bully Corgan (darraghmac), Wednesday, 28 February 2018 18:57 (six years ago) link
xpost If you are super worried about a stock market bubble (although it only matters what your account is worth when you actually withdraw the money) you could just transfer the 401k to an IRA and redistribute the funds or hold them in cash/savings until a time that you feel things are cheaper.
― Yerac, Wednesday, 28 February 2018 18:59 (six years ago) link
everything crashes or inflates, and I'm penniless
...as would be everyone whose net worth could be written without at least a generous handful of zeroes. A general financial catastrophe can't be planned around. You just have to gut it out with whatever resources you can salvage from the fire. But it's always a good idea to have some tangible assets that aren't just 'paper' or digits on a bank's balance sheet, because those are the first to immolate.
― A is for (Aimless), Wednesday, 28 February 2018 19:02 (six years ago) link
There was a time when I thought I'd be able to get away with just selling my CD collection if I was skint.
My plan B is "Well, I can always move to Lincolnshire".
― djh, Wednesday, 28 February 2018 19:46 (six years ago) link
My story is similar to officer sonny bonds', but I had it in the bank where it all got eaten by rent during long-term unemployment
― Moo Vaughn, Wednesday, 28 February 2018 19:47 (six years ago) link